{"id":2604,"date":"2022-07-15T11:06:05","date_gmt":"2022-07-15T11:06:05","guid":{"rendered":"http:\/\/msmefinserv.com\/?page_id=2604"},"modified":"2024-04-16T05:30:29","modified_gmt":"2024-04-16T05:30:29","slug":"landing-page","status":"publish","type":"page","link":"https:\/\/msmefinserv.com\/index.php\/landing-page\/","title":{"rendered":"Landing page"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"MEME\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"MSME\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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\r\n\t our services<\/span>\t

Loan Against Residential Property<\/h2>\t <\/div>\r\n\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The loan which is availed by mortgaging a residential property is the best way to raise funds. The proceeds of such a loan can be used for business as well as personal purposes.<\/p>

When a loan is secured by virtue of a residential property you may expect the best consideration from the lenders, especially if the said property is a self-occupied one. The residential property to be mortgaged should stand in the name of the applicant or co-applicants and should be legally clear as per the law of the land.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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The said property should also be marketable and clear of any illegal structural changes. The said property should also fall under geographical locations approved by different lenders as per their respective lending norms. For a self – occupied residential properties the maximum loan to value (LTV) is generally given by the lenders subject to income and other lending criterions of respective lenders, wherein rented out \/ vacant properties command lesser LTV then the self – occupied ones. Lesser considerations are given to properties falling out of municipal limits.<\/p>

Both Businesses as well as individuals apply for these loans and can expect a maximum tenure of 15 years subject to the borrower\u2019s entry age \/ residual age of the property, specific lending criterions of the respective lenders. The market value of the property offered as collateral is generally ascertained by the valuers approved by the respective lenders.
For income eligibility calculations borrower entity as well as co – applicants can be clubbed together. The selection of eligible co – applicants varies from lenders to lenders, but generally blood relatives and spouse are natural selections<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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loan against property sbi<\/h1>\n& all the Banks and NBFCs provide Loans against residential properties subject to the conditions mentioned above and as per their own lending \/ credit norms.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\r\n\t our services<\/span>\t

Lending Options available under loan against residential properties.<\/h2>\t <\/div>\r\n\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tOverdraft\/ Drop-line Overdrafts generally for businesses.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tTop-up loans on the existing loan exposures.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tBalance Transfer of the existing loans.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    Copyright \u00a9 2022 MSME Finserv. All Rights Reserved. <\/p>\n

     Disclaimer :  MSME does not charge anything from the consumer. We just help customers compare and calculate EMI\u2019s for various banks. We advise the customers to go through the charges, terms and conditions of the respective lenders carefully before taking any loan.  <\/p>\n

     Our Authorized Banks & Financial Institutions reserve the right to adjust the processing fee discount against the amount received up-front from the customer as Processing fee towards the part EMI\/Pre EMI, as the case may be, payable by the Customer upon availment of the Loan. Rates of interest are subject to the credit risk profile as assessed by our Authorized Banks & Financial Institutions. Customer shall be required to bear and pay applicable stamp duty, all charges levied by the CERSAI and all statutory\/regulatory charges \/ taxes on account of the Loan or the security, that are presently applicable and as may be made applicable from time to time, during the pendency of each loan availed. For exact policies, we suggest checking our and respective bank\u2019s Terms & Conditions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    Call Us\u00a0
    +91-7710096901<\/p>

    Mail Us
    info@msmefinserv.com<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    our services Loan Against Residential Property The loan which is availed by mortgaging a residential property is the best way to raise funds. The proceeds of such a loan can be used for business as well as personal purposes. When a loan is secured by virtue of a residential property you may expect the best […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-2604","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/pages\/2604","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/comments?post=2604"}],"version-history":[{"count":72,"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/pages\/2604\/revisions"}],"predecessor-version":[{"id":4610,"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/pages\/2604\/revisions\/4610"}],"wp:attachment":[{"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/media?parent=2604"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}