{"id":2601,"date":"2022-07-15T11:04:56","date_gmt":"2022-07-15T11:04:56","guid":{"rendered":"http:\/\/msmefinserv.com\/?page_id=2601"},"modified":"2022-11-11T08:46:19","modified_gmt":"2022-11-11T08:46:19","slug":"loan-against-commercial-property","status":"publish","type":"page","link":"https:\/\/msmefinserv.com\/index.php\/loan-against-commercial-property\/","title":{"rendered":"Loan Against Commercial Property"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2601\" class=\"elementor elementor-2601\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-76c9109 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76c9109\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fffcfd4 ot-flex-column-vertical\" data-id=\"fffcfd4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2487aea elementor-widget elementor-widget-image\" data-id=\"2487aea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/msmefinserv.com\/wp-content\/uploads\/2022\/07\/WhatsApp-Image-2022-07-18-at-1.11.58-PM.jpeg\" class=\"attachment-large size-large wp-image-2745\" alt=\"MSME Finserv\" srcset=\"https:\/\/msmefinserv.com\/wp-content\/uploads\/2022\/07\/WhatsApp-Image-2022-07-18-at-1.11.58-PM.jpeg 1024w, https:\/\/msmefinserv.com\/wp-content\/uploads\/2022\/07\/WhatsApp-Image-2022-07-18-at-1.11.58-PM-300x200.jpeg 300w, https:\/\/msmefinserv.com\/wp-content\/uploads\/2022\/07\/WhatsApp-Image-2022-07-18-at-1.11.58-PM-768x512.jpeg 768w, https:\/\/msmefinserv.com\/wp-content\/uploads\/2022\/07\/WhatsApp-Image-2022-07-18-at-1.11.58-PM-600x400.jpeg 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-eb609ac ot-flex-column-vertical\" data-id=\"eb609ac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-486a535 elementor-widget elementor-widget-iheading\" data-id=\"486a535\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iheading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"ot-heading\">\r\n\t        <span class=\"is_highlight\">our services<\/span>\t        <h2 class=\"main-head\">Loan Against Commercial Property<\/h2>\t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f6a788 elementor-widget elementor-widget-text-editor\" data-id=\"8f6a788\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The loan which is availed by mortgaging a commercial property is the best way to raise funds for business requirements. The proceeds of such a loan can be used for business as well as personal purposes. The commercial property could be Shops, Offices, Industrial premises.<\/p><p>When a loan is secured by virtue of a commercial property you may expect the best consideration from the lenders, especially if the said property is a self-occupied one. The commercial property to be mortgaged should stand in the name of the applicant or co-applicants and should be legally clear as per the law of the land.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6c452d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e6c452d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46f9145 ot-flex-column-vertical\" data-id=\"46f9145\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8c363a elementor-widget elementor-widget-text-editor\" data-id=\"f8c363a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The said property should also be marketable and clear of any illegal structural changes. The said property should also fall under geographical locations approved by different lenders as per their respective lending norms.<\/p><p>Both Businesses as well as individuals apply for these loans and can expect a maximum tenure of 15 years subject to the borrower\u2019s entry age \/ residual age of the property, specific lending criterions of the respective lenders. The market value of the property offered as collateral is generally ascertained by the valuers approved by the respective lenders.<\/p><p>For income eligibility calculations borrower entity as well as co &#8211; applicants can be clubbed together. The selection of eligible co &#8211; applicants varies from lenders to lenders, but generally blood relatives and spouse are natural selections.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f34380 elementor-widget elementor-widget-text-editor\" data-id=\"8f34380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1 style=\"font-size: 16px; font-weight: 400; color: #5f5f5f;\">SBI loan against property<\/h1>\n&amp; All the Banks and NBFCs provide Loans against residential properties subject to the conditions mentioned above and as per their own lending \/ credit norms.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4908fc0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4908fc0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa81cf0 ot-flex-column-vertical\" data-id=\"fa81cf0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c30728e elementor-widget elementor-widget-iheading\" data-id=\"c30728e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iheading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"ot-heading\">\r\n\t        <span class=\"is_highlight\">Types<\/span>\t        <h2 class=\"main-head\">Lending Options Available Under Loan Against Commercial Properties.<\/h2>\t    <\/div>\r\n\t    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1666d71 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1666d71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Overdraft\/ Drop-line Overdrafts generally for businesses.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Top-up loans on the existing loan exposures.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Balance Transfer of the existing loans.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>our services Loan Against Commercial Property The loan which is availed by mortgaging a commercial property is the best way to raise funds for business requirements. The proceeds of such a loan can be used for business as well as personal purposes. The commercial property could be Shops, Offices, Industrial premises. When a loan is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-2601","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/pages\/2601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/comments?post=2601"}],"version-history":[{"count":101,"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/pages\/2601\/revisions"}],"predecessor-version":[{"id":4171,"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/pages\/2601\/revisions\/4171"}],"wp:attachment":[{"href":"https:\/\/msmefinserv.com\/index.php\/wp-json\/wp\/v2\/media?parent=2601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}