our blog Secured or Unsecured Loan –A selection comparison Secured loans are those that require borrowers to provide collateral security to the lender. Collateral can be in the form of property, vehicles, or other assets that can be liquidated in case the borrower fails to repay the loan. Examples of secured loans include home loans, […]

our blog CGTMSE Write Up Collateral-free credit: One of the key features of the CGTMSE scheme is that it provides collateral-free credit to MSEs. This means that MSEs can avail loans without having to provide any collateral security, which is a major advantage for small businesses that do not have significant assets to pledge as […]

our blog Term Loan or Overdraft some differentiating points Key Differences Term loans, cash credit, and overdrafts are all financing options available to businesses, but there are some key differences between them. Purpose: Term loans are used to finance long-term capital investments, while cash credit and overdrafts are used to finance short-term operational expenses. Repayment: […]

our blog What are Repo rate and a Reverse Repo rate? One must have heard of Repo rate as term being widely used in newspapers and banks alike. Most of the banks have their loan interests rates linked to repo rates. This may not be the case with NBFCs though wherein they have their inbuilt […]

our blog What is a secured loan? A loan which is secured against any legitimate or qualified asset is called as a secured loan. An asset which can be kept as a security can be a moveable or immovable asset owned in the name of the applicants or co-applicants. There are many types of secured […]